Loan Services

MTS Consultants is your dedicated partner for navigating the complex world of financing. Having an in-house team of brokers gives us the ability to work for you, not the lenders, to secure the most favorable loan terms tailored to your unique needs. Whether you're a first-time homebuyer, a seasoned investor, or a business owner seeking capital, we have the expertise and resources to guide you every step of the way.

We offer a wide range of loan products, including:

• Conventional Loans: Fixed-rate and adjustable-rate mortgages for purchasing or refinancing residential properties.
• FHA Loans: Government-backed loans with flexible qualifying criteria, ideal for first-time buyers.
• VA Loans: Loans for eligible veterans and service members, often with favorable terms.
• Jumbo Loans: Financing for high-value properties that exceed conventional loan limits.
• Construction Loans: Funding for new home construction or major renovations.
• Builder Loans: Specialized financing options for residential construction projects
• Investment Loans: Financing for income-producing properties, including single-family rentals, multi-family complexes, and commercial real estate.
• Hard Money Loans: Short-term loans secured by real estate, often used for quick funding or investment projects.

We understand that every financial situation is different. We take the time to listen to your goals, analyze your options, and present you with clear, unbiased recommendations. Our established relationships with a diverse network of lenders, including banks, credit unions, and private institutions, allow us to find competitive rates and terms that align with your specific circumstances.

Our Commitment to You

• Expert Guidance: Michael Barnes, our Lead Broker has over 20 years of experience in the mortgage industry, Michael leads our team with a commitment to finding the best possible financing solutions for our clients. His extensive knowledge and expertise span all loan types, from standard residential mortgages to complex commercial property transactions, including Construction and hard money loans. Our team of experienced loan professionals, led by Michael Barnes, provides personalized support throughout the entire loan process, from application to closing.
• Streamlined Process: We handle the paperwork and communication with lenders, saving you time and hassle.
• Transparency and Integrity: We operate with the highest ethical standards, ensuring you're fully informed and empowered to make confident decisions.
• Local Expertise: With a deep understanding of the market, we can provide valuable insights and navigate local regulations.

Let us be your trusted advocate in securing the financing you need to achieve your real estate and financial goals. Contact us today for a free consultation.